Florida Cities Lead Nation in Active HOA Communities

Florida’s HOA fees are making headlines again—seven out of the nation’s top 10 metro areas with the highest HOA burdens are right here in the Sunshine State. Miami is at the top, with a median HOA fee of $617 a month, which is nearly 27% of the average mortgage payment. This spike is fueled by the condo market, new developments, increasing insurance rates, and inspection costs. As someone who’s worked with countless buyers and sellers in Volusia and Flagler for 24 years, I know how important it is to factor HOA fees into your real estate decisions, especially if you’re considering a condo or newer community. Understanding the true cost of ownership is key to making smart moves in our unique Florida market.