{"id":41,"date":"2026-10-12T16:00:00","date_gmt":"2026-10-12T16:00:00","guid":{"rendered":"http:\/\/blogs.room-vu.com\/yourdaytonarealestate-com\/2026\/10\/12\/mortgage-rates-arent-backing-down-yet-your-realtor-for-life-helping-you-navigate-the-real-estate-market\/"},"modified":"2026-10-12T16:00:00","modified_gmt":"2026-10-12T16:00:00","slug":"mortgage-rates-arent-backing-down-yet-your-realtor-for-life-helping-you-navigate-the-real-estate-market","status":"publish","type":"post","link":"https:\/\/www.yourdaytonarealestate.com\/blog\/2026\/10\/12\/mortgage-rates-arent-backing-down-yet-your-realtor-for-life-helping-you-navigate-the-real-estate-market\/","title":{"rendered":"Mortgage Rates Aren\u2019t Backing Down Yet | Your Realtor For Life helping you navigate the Real Estate Market"},"content":{"rendered":"<div class=\"video-zmyer\">\n<div class=\"video-frame-zmyer\">\n        <iframe loading=\"lazy\" width=\"640\" height=\"640\" src=\"https:\/\/www.roomvu.com\/agent\/embed\/janet-fuller\/rates-baking-yet\" frameborder=\"0\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture\" allowfullscreen><br \/>\n        <\/iframe>\n    <\/div>\n<div class=\"video-description-zmyer\">\n<p>Mortgage rates are holding steady near 7%, and it looks like we\u2019ll be seeing these levels stick around as we head toward the end of the year. For anyone considering a move in Volusia or Flagler Counties\u2014whether you\u2019re buying for the first time, looking to upgrade, or exploring investment options\u2014this means affordability is still under pressure, unless inflation finally eases enough to shift the Fed\u2019s approach.<\/p>\n<p>With inflation proving stubborn and another possible Fed hike on the table, we could even see rates edge higher. Plus, wider spreads in the mortgage-backed securities market are adding more weight to borrowing costs. A real drop in rates will likely take a combination of steady progress on inflation, calmer long-term yields, positive signals from the Fed, and stronger mortgage-backed securities performance.<\/p>\n<p>Right now, buyers, investors, and refinancers should plan based on today\u2019s rates\u2014and treat any improvement down the line as a nice bonus. Having worked through many market cycles here, I know how important it is to stay informed and flexible, so you\u2019re ready to make the most of any opportunity that comes your way.<\/p>\n<\/p><\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>Mortgage rates are holding steady near 7%, and it looks like we\u2019ll be seeing these levels stick around as we head toward the end of the year. For anyone considering a move in Volusia or Flagler Counties\u2014whether you\u2019re buying for the first time, looking to upgrade, or exploring investment options\u2014this means affordability is still under [&hellip;]<\/p>\n","protected":false},"author":557,"featured_media":42,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-41","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-latest-posts"],"_links":{"self":[{"href":"https:\/\/www.yourdaytonarealestate.com\/blog\/wp-json\/wp\/v2\/posts\/41","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.yourdaytonarealestate.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.yourdaytonarealestate.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.yourdaytonarealestate.com\/blog\/wp-json\/wp\/v2\/users\/557"}],"replies":[{"embeddable":true,"href":"https:\/\/www.yourdaytonarealestate.com\/blog\/wp-json\/wp\/v2\/comments?post=41"}],"version-history":[{"count":0,"href":"https:\/\/www.yourdaytonarealestate.com\/blog\/wp-json\/wp\/v2\/posts\/41\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.yourdaytonarealestate.com\/blog\/wp-json\/wp\/v2\/media\/42"}],"wp:attachment":[{"href":"https:\/\/www.yourdaytonarealestate.com\/blog\/wp-json\/wp\/v2\/media?parent=41"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.yourdaytonarealestate.com\/blog\/wp-json\/wp\/v2\/categories?post=41"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.yourdaytonarealestate.com\/blog\/wp-json\/wp\/v2\/tags?post=41"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}